Wagetap: Instant Cash Advance

Need quick cash before payday? Have an unexpected expense? Download Wagetap now and get an Instant Pay Advance in under 3 minutes. Access your wage today! Get Cash Instantly with Our Payday Advance App:

We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments


With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.