Flip: Transfer & Cashback

FREE TRANSFERS FOR ALL Transfer money to banks or even abroad—it's all free with Flip!

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Bank Saqu, Allobank, and 100+ other banks, including Digital Banks and Regional Development Banks, for free!

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, TikTok Shop, Traveloka, Tiket.com, Agoda, and others.

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Germany, Netherlands, Turkey, France, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and various other destinations. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

LOAN UP TO IDR 100 MILLION - JUST YOUR ID CARD
Selected users can access cash loan offers through Flip's trusted loan referral service. Flip works with licensed lending partners that are registered with and supervised by OJK and affiliated with AFPI.

Why use Flip Pinjam?
- Borrow up to IDR 100,000,000
- Flexible repayment terms from 91-360 days
- Monthly installment plans
- APR ranging from 10.8% to 18% per year
- No collateral required
- Easy application with your KTP
- Fast application and fund disbursement process

Example:
For a loan of IDR 50,000,000 with a 360-day term and 12 monthly installments:
- Monthly interest rate: 0.9% (10.8% APR÷12)
- Monthly interest amount: IDR 50,000,000 * 0.9% = IDR 450,000
- Total interest payable: IDR 50,000,000 * 10.8% = IDR 5,400,000
- Total repayment amount: IDR 50,000,000 + IDR 5,400,000 = IDR 55,400,000
- Monthly installment: IDR 55,400,000 ÷ 12 = IDR 4,616,667

CHEAPEST TRAVEL ESIM
Traveling abroad for holidays, business trips, umrah, hajj, study abroad, or transit? Stay connected instantly with Flip Travel eSIM! No need to change physical SIM cards, just buy and activate directly from the Flip app. Prices start from IDR 20,000 with fast and stable internet connection.

Use Flip Travel eSIM in Malaysia, Saudi Arabia, Thailand, Indonesia, South Korea, Japan, Singapore, and 150+ other countries worldwide. Support up to 5G connection, and can be used as a hotspot to share your connection across devices.

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel, Indosat, XL, by.U, 3 (Three), Smartfren, and AXIS on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip.

SAVE MORE E WALLET TOP UP
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop & others? Save more top up GoPay, ShopeePay, & DANA on Flip!

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions
- Pay BPJS Kesehatan bills

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code from your balance on Flip

Website: flip.id
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