Deferit: Pay bills in 4

Budget and pay bills in 4 simple installments. Get lower rates on your bills, build credit and more! Simply upload your bill and we take care of the rest. Pay your bills in 4:
- Simply take a photo, screenshot or add a file.
- Select the amount to pay your biller.
- We pay them the full amount upfront!

Save money on your bills:
- Pay less for the same service across internet, phone, TV and more.
- Our team of account experts negotiate with your biller.
- If we can't save you money you don't pay anything.

Build your credit history with any bill payment:
- Most bill payments go unreported, we've changed that.
- Pay any bill as you normally would through the Deferit app.
- We report the payment to the three major credit bureaus.
- Building credit history can attract lower rates on loans and more.

Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills.

The Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership fee of $14.99. No lock-ins. All payments are subject to a processing fee of $0.99.